This article explains how lenders stand to profit from recent changes to HAMP and highlights how homeowners are less likely than lenders to receive aid.
A look at the legislation affecting real estate enacted during the 2009-2010 Legislative Session. For an archive of Legislative Watch years, click here.
This article examines Bank of America’s proposed principal reduction program scheduled to go into effect in May 2010.
Part II of this article discusses the rational decision of a negative equity homeowner to strategically default on his purchase-assist mortgage, and thus force the lender to buy his property, with no personal liability for the lender’s losses when the retention of the property is a mismanagement of his assets.
This article discusses the ethical concerns associated with “flipping” a property and the two ways a speculator can structure the transfer of his ownership rights in a flip.
The asset, liability and net worth balance sheet: a financial yardstick to determine solvency.
This article discusses the loan application process leading up to a lender’s denial of credit to a homebuyer, and explains the steps the buyer’s selling agent can take to help avoid it.
Real estate related issues pending before the United States and California Supreme Courts.
This article discusses the future of prices in the housing market and whether now is the right time to buy.
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