Coming by a down payment acceptable to today’s mortgage lenders is altering the outlook for homebuyers in this post-Millennium Boom era, following 30 years of ever relaxing mortgage qualification requirements. While 100% financing came to be regarded as the standard during the Millennium Boom, today’s homebuyers in need of purchase-assist financing are again making down [...]
A New Geography analysis of 2010 U.S. Census data reveals that Americans prefer less dense suburban areas to crowded major cities. According to this report, 9% of population growth occurred in metropolitan areas with more than one million people during the 2000s, down from 15% growth in these areas during the 1990s. All remaining growth [...]
This article examines the financial viability of homeownership in the wake of the housing crash, and how the housing crash impacted ideas about mortgage spending and commuting.
This article analyzes the current rate of personal savings against the backdrop of the increase in mortgage downpayment requirements, and its affect on the California real estate market.
Readers weigh in on topics affecting the California real estate industry.
This article critiques the popularly held notion that homeownership is a lucrative investment.
The nationwide homeownership rate during the first quarter of 2011 was 66%, down from 67% one year ago and the lowest it has been since the fourth quarter of 1998. Homeownership has declined: 5% for individuals under 35; 5% for individuals 35 to 44; 4% for individuals 45 to 54; 3% for individuals 55 to [...]
This article discusses the market factors influencing the decision to rent or buy in the wake of the Great Recession, and forecasts the future of the rental housing market.
This article reviews a recent poll on American attitudes towards owning a home in light of the Great Recession and the housing crisis, and reevaluates the place of homeownership in the American Dream.
This article analyzes the unspoken stifling effect the due-on-sale clause has on the California real estate market and the opportunity brokers and agents now have to abolish these negative impacts and forge long-term stability in the real estate market.
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