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Posts Tagged ‘lien’

Bankruptcy’s often overlooked tie to homeownership

By • May 8th, 2011 • Category: Charts

This report discusses the advantages and disadvantages of bankruptcy for troubled current homeowners and would-be future homeowners.



Holmes v. Summer: dilatory disclosures and the damage done

By • Nov 11th, 2010 • Category: Feature Articles, Journal Articles, November 2010 Journal

This article examines the agency case of the decade — Holmes v. Summer — and details the profound effect this case has on real estate broker and agent conduct.



October 2010 RCDs

By • Sep 17th, 2010 • Category: October 2010 Journal, Recent Case Decisions

A digest of recent court cases affecting real estate.



February 2010 LW

By • Feb 3rd, 2010 • Category: February 2010 Journal, Legislative Watch

A look at the legislation affecting real estate enacted during the 2009-2010 Legislative Session. For an archive of Legislative Watch years, click here.



Due diligence investigations into a trust deed note

By • Feb 2nd, 2010 • Category: Feature Articles, February 2010 Journal, Journal Articles

This article analyzes the due diligence investigations by a mortgage loan broker (MLB) into a trust deed note available for purchase by his trust deed investor.



January 2010 LW

By • Jan 4th, 2010 • Category: January 2010 Journal, Legislative Watch

A look at the legislation affecting real estate enacted during the 2009-2010 Legislative Session. For an archive of Legislative Watch years, click here.



More leniency for homeowners seeking a modification by fudging their income

By • Dec 31st, 2009 • Category: real estate newsflash

The federal Home Affordable Modification Program (HAMP) is designed modify troubled homeowners’ mortgages, ideally preventing the foreclosure of four million properties nationally over the next three years. To qualify, homeowners had to prove their current income was insufficient to support their monthly mortgage payments. Previously, if a homeowner seeking a modification was caught substantially understating [...]



Higher interest rates likely by March

By • Dec 31st, 2009 • Category: real estate newsflash

The Federal Reserve (the Fed) has taken aggressive steps during 2009 to drive mortgage rates down in order to encourage more people to buy homes and revive the real estate industry. The Fed lowers interest rates by purchasing large quantities of mortgage-backed bonds (MBBs) packaged and sold as investments by Freddie Mac and Fannie Mae [...]



The standardized short sale: brought to you by President Obama

By • Dec 29th, 2009 • Category: real estate newsflash

The Obama administration wants to standardize, incentivize and popularize the short sale. In an attempt to make short sales more attractive and less confusing to investors, lenders and distressed homeowners, the administration’s plan calls for “standard process flow, minimum performance time frames and standard documentation,” such as a national Short Sale Agreement and an Offer [...]



Safety disclosures: crime and the prospective buyer

By • Dec 4th, 2009 • Category: December 2009 Journal, Feature Articles, Journal Articles

This article discusses the routine use of a criminal activity disclosure as part of a selling agent’s duty to disclose and advise when assisting a buyer to locate a suitable property.