This article outlines the regulations necessary to limit the destabilizing influence of speculative interference in the sale of California single family residences (SFRs) during times of boom or bust.

Get your buyer the best financial advantage – Submit multiple loan applications and compare

This article discusses the routine use of a criminal activity disclosure as part of a selling agent’s duty to disclose and advise when assisting a buyer to locate a suitable property.

Disclosure of Mortgage Loan Broker Fees – By a Sales Transaction Broker.

This chapter analyzes redundant charges imposed on buyers and sellers for the basic services necessarily rendered by lenders, escrow companies and title insurance companies to earn the primary fee they charge. The hidden costs surrounding a loan A homebuyer’s obligation to close escrow on a purchase agreement is typically conditioned by a contract provision requiring [...]

This article discusses the requirements, delivery of, and repercussions of the Structural Pest Control report.

This article reviews the loan application process the transaction agent (TA) must guide his buyer through to ensure the buyer closes on the most advantageous loan terms available. Role of the transaction agent (TA) The ability of a buyer or an owner to obtain financing is an integral component of most real estate transactions, whether [...]

The federal department of Housing and Urban Development (HUD) is in the early stages of planning a series of programs to increase residential energy sustainability. Possible programs include a scoring system to help home buyers assess the energy efficiency of each home on the market and lower FHA mortgage rates for energy efficient homes.   HUD’s [...]

If you are an agent or broker and you have a buyer who wants to buy a newly constructed home, but can’t because he’s still stuck with his current residence that you have listed, ask the builder for help! If the listed home is in need of paint or some landscaping, ask the builder to [...]

First time purchasers of a principal residence are eligible for an interest free loan from the IRS of up to $7,500. Selling agents need to advise their buyers that this IRS loan is a refund of taxes the buyer has already paid, and is not available until after he has closed escrow on the purchase [...]