This article discusses how the ratio of adjustable rate mortgages (ARMs) to all loans originated in California can be used to determine the health and direction of California’s near-term real estate market.

This article introduces the reader to the Real Estate Investment Trust (REIT) and discusses the usefulness of this entity in years to come.

Multiple reports of monthly home sales were released in April, though some came from more reputable sources than others. The California Association of Real Estate (CAR), a real estate trade organization, reported a “seasonally adjusted annualized rate” of 505,360 closed sales of existing, single-family detached units sold in March of 2012 (or approximately 42,000 total [...]

Those looking for sure signs of economic recovery in the housing market will have to wait a little longer. Home sales in March 2012 were up from January 2012 and February 2012, but they have yet to show significant improvement over 2011. 37,481 new and resale home transactions closed escrow in California in March 2012, [...]

Housing prices in February 2012 dropped by one to two index points in most home-pricing tiers in California’s three largest cities, according to the Case-Shiller price indexes (shown below).  Pricing was at its lowest in early-2009, but it remains low now, and  has recently shown none of the dramatic sustained falls of 2007-2008 or the [...]

Past NODs indicate how many foreclosures are yet to come.

Long the focal point of California real estate, suburban communities are becoming less popular in the years following the recession. Growth in the outer suburbs slowed almost to a halt in 2010 and 2011, according to a new report from the U. S. Census Bureau (the Census). The slowing of growth is at least partially [...]

This Market Chart presents a comprehensive overview of homebuyer purchasing power vacillation over the last two decades of declining rates, and predicts future trends as mortgage rates rise.

This report discusses the advantages and disadvantages of bankruptcy for troubled current homeowners and would-be future homeowners.

Employment rose by 0.5 percentage points from January 2012 to February 2012, to a total of 14,116,400 total people employed statewide. Jobs also increased in four of California’s five largest counties, although Riverside employment saw a slight drop. While these increases are not sufficient to reduce the drop that took place from December 2011 to [...]