first tuesday’s brand new Farm Letter Template page featuring pre-made and blank templates enabling real estate agents and brokers to better reach out to their clients

The Baby Boomer generation will soon begin retiring en masse, bringing about a radical change in California real estate transactions. This article explores the repercussions of that great demographic shift.

This article discusses the impact negative mortgage events have on an individual’s Fair Isaac Company (FICO) credit score, and discusses the harm of lender over-reliance on scores in determining creditworthiness.

This article describes buyer purchasing power over the last decade and demonstrates how buyers are the fulcrum between lenders and sellers.

This article discusses the loan application process leading up to a lender’s denial of credit to a homebuyer, and explains the steps the buyer’s selling agent can take to help avoid it.

This article presents the yield spread as a tool for brokers and their agents to use in forecasting future economic conditions facing the real estate market.

This article explores the failure of Congress to grant bankruptcy courts the authority to save homeowners from foreclosure.

This article discusses contemporary attitudes toward mortgage default and turns a critical eye to the social consequences and economic results of strategic default.

This article examines the negative trend in real estate ownership among homeowners under 44 years old.

This article addresses avoiding prepayment penalties by submitting an application for a loan assumption on a cash-to-new-loan sale.